Financial Disclaimer

Not Financial Advice

Property-Compass Ltd provides tools, calculators, market data, and educational content for informational and illustrative purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, or any other form of professional advice.

That includes calculator results, scores, rankings, Deal Finder results and alerts, and any reply from our team to a Deal Analysis request.

Capital at Risk

Property investment carries significant risk, including the potential loss of your entire investment. The value of property can fall as well as rise, and you may not recover the amount originally invested. Rental income is not guaranteed and can be affected by void periods, tenant defaults, regulatory changes, and market conditions.

Not FCA Regulated

Property-Compass Ltd (Company No. 16556969, VAT No. GB 517 7995 39) is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated financial advice, arrange mortgages, or act as an intermediary for financial products. If you require regulated financial advice, please consult an independent financial adviser authorised by the FCA.

Consultations

Consultations are paid one-to-one sessions with independent coaches who are practising property investors. A coach shares their own experience and views, which are not financial, investment, mortgage, tax, or legal advice. Property-Compass Ltd has not authorised any coach to give regulated advice on its behalf. If you need regulated advice, use a firm authorised by the FCA; you can check a firm on the FCA Register.

Calculations and Projections

All calculations, yields, returns, projections, and estimates presented by our tools are based on the inputs and assumptions you provide. These may be incomplete, incorrect, or based on historical data that does not predict future performance. Results should not be relied upon as the sole basis for any investment decision.

Our formulas, models, scoring, and software use simplified assumptions and may contain errors. Results can also be wrong when the underlying data is incomplete, out of date, or mismatched to the property. A result is not a valuation, a survey, or a recommendation to buy, sell, let, or finance a property.

Key assumptions that may affect results include but are not limited to: interest rates, void periods, maintenance costs, management fees, stamp duty rates, tax reliefs (including Section 24 mortgage interest restrictions), ground rent, service charges, and insurance costs.

Market Data

Market data is sourced from HM Land Registry, the Office for National Statistics, the Energy Performance Certificate register, and other public sources, and from commercial data providers, including PropertyData. While we endeavour to keep this data current, it is subject to processing delays and may not reflect the latest market conditions. Historical house prices and rental data do not guarantee future performance.

User-Generated Content

Information shared on the Deal Board, Community Feed, and Forum is user-generated and has not been verified by Property Compass®. You should independently verify all information before making any investment decision based on content shared by other members.

We review Deal Board posts before they are published. Publication does not mean that we recommend or endorse a deal.

Third-Party Data

Some data and insights are provided by third-party services. Property Compass does not guarantee the accuracy, completeness, or reliability of third-party data. We are not responsible for any decisions made based on third-party information.

Data Sources and Attribution

Every data source we use, the attribution its publisher asks for, and its licence are listed under Data attributions. Data from commercial providers, including PropertyData, remains the property of its owners.

Seek Professional Advice

Before making any property investment decision, you should:

• Consult a qualified, FCA-regulated independent financial adviser
• Seek professional tax advice relevant to your circumstances
• Obtain a professional property survey and valuation
• Take independent legal advice on any property transaction
• Conduct your own due diligence on any property or area

Contact

If you have questions about this disclaimer, please contact us at propertycompass.co.uk/contact.