Financial Disclaimer

Not Financial Advice

Property Compass Limited provides tools, calculators, market data, and educational content for informational and illustrative purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, or any other form of professional advice.

Capital at Risk

Property investment carries significant risk, including the potential loss of your entire investment. The value of property can fall as well as rise, and you may not recover the amount originally invested. Rental income is not guaranteed and can be affected by void periods, tenant defaults, regulatory changes, and market conditions.

Not FCA Regulated

Property-Compass Ltd (Company No. 16556969, VAT No. GB 517 7995 39) is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated financial advice, arrange mortgages, or act as an intermediary for financial products. If you require regulated financial advice, please consult an independent financial adviser authorised by the FCA.

Calculations and Projections

All calculations, yields, returns, projections, and estimates presented by our tools are based on the inputs and assumptions you provide. These may be incomplete, incorrect, or based on historical data that does not predict future performance. Results should not be relied upon as the sole basis for any investment decision.

Key assumptions that may affect results include but are not limited to: interest rates, void periods, maintenance costs, management fees, stamp duty rates, tax reliefs (including Section 24 mortgage interest restrictions), ground rent, service charges, and insurance costs.

Market Data

Market data is sourced from HM Land Registry, the Office for National Statistics, and other public sources. While we endeavour to keep this data current, it is subject to processing delays and may not reflect the latest market conditions. Historical house prices and rental data do not guarantee future performance.

User-Generated Content

Information shared on the Deal Board, Community Feed, and Forum is user-generated and has not been verified by Property Compass. You should independently verify all information before making any investment decision based on content shared by other members.

Third-Party Data

Some data and insights are provided by third-party services. Property Compass does not guarantee the accuracy, completeness, or reliability of third-party data. We are not responsible for any decisions made based on third-party information.

Seek Professional Advice

Before making any property investment decision, you should:

• Consult a qualified, FCA-regulated independent financial adviser
• Seek professional tax advice relevant to your circumstances
• Obtain a professional property survey and valuation
• Take independent legal advice on any property transaction
• Conduct your own due diligence on any property or area

Contact

If you have questions about this disclaimer, please contact us at propertycompass.co.uk/contact.